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 Archived Mortgage and Loan articles (by week)

Mortgage and Loan News for Feb 13/05, 10:57 pm

Bad Credit Loan: Don't worry, you're in good company!

You are not alone. You may feel you are alone, but when it comes to bad credit, you've got along way to go to get to the front of this line. Millions and millions of good people have bad credit and, fortunately, many of them can get a bad credit loan.

There are thousands of companies that will offer you money. This is not the problem. The problem is making sure this loan does not go bad like the ones before.

All you need to do is make the loan payments on time. But your problem has been that by the time the monthly payments are due, there is no money left. One way to make sure you have enough left at the end of the month....more...click here for a low cost loan.

Mortgage and Loan News for Feb 11/05, 12:02 pm

Loan calculator: Here's how much you can afford!

In the olden days (way back, like 20 years ago), if you needed information about how much a mortgage would cost, or how large a mortgage you could afford, you had to go to a mortgage "professional" and use his loan calculator. All that has changed with the advent of the Internet.

In reality, you never have to interact face-to-face with a human anymore to get a mortgage or secure a loan. Not that we wish to create totally unsocial people, but when time is at a premium, it is so convenient to simply sit in front of your computer and do all the legwork from the seat of your pants....more...click here for a low cost loan.

Mortgage and Loan News for Feb 10/05, 9:08 pm

Mortgage Loan: 'Don't buy that car right now, dear'

If you're in the market for a mortgage loan, you want to keep one thing high and one thing low.

You want to make sure that your FICO credit score is high and your debt-to-income ratio is low.

If you are seeking a loan, most often the loans officer will do a credit check on you. The most popular credit report comes from FICO, which stands for Fair Isaac & Company, and credit scores are reported by each....more...click here for a low cost loan.

Mortgage and Loan News for Feb 9/05, 12:12 pm

Getting a loan?…You must know this!

FICO is everything. But what is FICO.

If you are seeking a loan, most often the loans officer will do a credit check on you. The most popular credit report comes from FICO, which stands for Fair Isaac & Company, and credit scores are reported by each of the three major credit bureaus: TRW (Experian), Equifax, and Trans Union.

Scores range between 365 and 840, and a score of 680 will put a smile on the face of your loans officer....more...click here for a low cost loan.

Mortgage and Loan News for Feb 8/05, 10:37 am

Home loan: Where to go to get the best deal?

Choosing the best home loan in many cases comes down to choosing the best loans officer, and not the institution.

If you go to a particular lending institution and ask the loans officer 'Who offers the best loan package?', the officer will probably recommend the institution they are working for. And when that loans officer moves to a new company, they will probably state that the best package is from their new company. Hmm. See a pattern forming here.

So what is the best way of finding the best home loan?..more...click here for a low cost loan.

Mortgage and Loan News for Feb 7/05, 11:16 am

Car Financing: Nothing but the best tips.

Did you know that when buying a car, you should prepare for 2 purchases…one for the car and the other for your car financing.

Believe it or not, you could actually save more money by getting the right car financing instead of haggling over a great car price.

How can that be, you ask. Here's a few reasons why....more...click here for a low cost loan

 


 

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